Manage Your Savings Group —
Simply & Transparently

Cashnio brings your chit fund, kitty group, or rotating savings circle into the digital age. No spreadsheets. No confusion. Just clarity.

Join the Waitlist → How It Works
🏦

Not a Bank

Cashnio is a software tool only. We never hold or move your money.

🔍

100% Transparent

Every member sees every contribution and payout in real time.

🇮🇳

India-First

Built for chit funds, kitty groups & savings circles across India.

How It Works

Get your savings group running in three simple steps

1

Create Your Group

Set up in minutes — choose group type, contribution amount, frequency, and number of members.

2

Add Members & Set Rules

Invite by phone or email, define payout order, and publish group rules everyone can see.

3

Track Contributions & Payouts

Log payments, send reminders, and manage the full payout schedule from one dashboard.

Everything You Need

Powerful tools built for community finance hosts

👥

Group Management

Create and manage multiple savings groups. Set type, rules, and member limits from one place.

💰

Contribution Tracking

Record every payment with date, amount, and method. Know exactly who paid and who hasn’t.

📅

Payout Scheduling

Manage rotation order, mark payouts complete, and track who has received their turn.

🔎

Member Transparency

Every member sees the full group ledger — building trust without awkward conversations.

🔔

Automated Reminders

Send payment reminders automatically so you don’t have to chase members on WhatsApp.

📋

Audit Trail

A complete, tamper-proof log of all contributions and payouts for every group cycle.

Who Is Cashnio For?

Built for the people who keep communities together

👩‍💼

Kitty Group Hosts

Replace your notebook and WhatsApp group with a proper digital ledger for your monthly kitty.

🏢

Chit Fund Managers

Manage informal chit funds with full transparency, automated tracking, and a clear audit trail.

🤝

Savings Circle Members

Always know where your money stands — no more guessing or waiting for updates.

Be Among the First to Try Cashnio

Join our waitlist and get early access + free onboarding support for your first group.

Join the Waitlist →